Frequently Asked Questions
 
 Below are common questions we receive regarding the nature of a stock loan. Please contact our office should you have additional questions or clarification on an answer provided below.
 
 How much can I borrow against my stock?
 Can I borrow against a basket of securities?
 What types of securities can be used?
 Is there a minimum or maximum loan amount
 What is the eligibility criteria for a stock loan?
 How fast will my loan close?
 Are there any hidden costs or fees?
 Are there restrictions on the proceeds?
 
 
 How much can I borrow against my stock?
 
 It depends on a variety of factors and merits related to the securities you wish to pledge. Securities trading on the major exchanges can realize an LTV as high as 80%. Pink sheets and bulletin board securities will be lower due to price and volume requirements. Contact AmeriFund or request a quote online to determine the appropriate LTV that your security demands.
 
 
 Can I borrow against more then one company's stock?
 
 Yes. AmeriFund Capital Finance, LLC can assist you with a quote on a basket of securities. A basket of "like" securities will stabilize the LTV, where as "unlike" securities will affect the LTV. Contact our office for details.
 
 
 What types of securities can be used?
 
 AmeriFund Capital Finance, LLC accepts all of the major exchanges (AMEX, NYSE, NASDAQ), the smaller exchanges (Pink Sheets and Bulletin Boards), and can also arrange financing against securities on many of the foreign exchanges as well.
 
 Is there a minimum or maximum loan amount?
 
 Minimum loan amount financed is $100,000. There is no maximum.
 
 
 What is the eligibility criteria for a stock loan?
 
 This is determined on a case by case basis, however the leading indicators when determining the eligibility of a stock as collateral are going to be exchange, volatility, share price, trends, filings, short term trading volume and long term trading volume. When providing a quote, we will explain how these factors relate to your securities presented as collateral.
 
 How fast will my loan close?
 
 That depends on a variety of factors, the most important of which is how responsive you are to completing the steps needed to obtain your loan. Once all agreements are in place and shares have been transferred, the loan will typically fund in 24-72 hours.
 
 Are there any hidden costs or fees?
 
 There are no hidden fees associated with our stock loans. Much like a mortgage loan however, there are points charged as a fee for our services, which will always be fully disclosed from the outset. Most importantly, there are never any up front fees or out-of-pocket costs  from AmeriFund Capital Finance, LLC.
 
 Are there restrictions on the proceeds?
 
 The loan proceeds are yours to use as you wish, however they may not be used for the purchase of marginable securities.