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AmeriFund Capital Finance, LLC
 1900 NW Corporate Blvd
Suite 400 E.
Boca Raton, FL 33431
Tel: 561-742-1106
Fax: 561-620-3241
Email: info@amerifundcapital.com

 

Stock Loan 101 - Stock Loans vs. Margin Loans

Question: Is there a difference between a stock loan and a margin loan?

Answer: Absolutely. Margin loans are limited to 50% of a security's portfolio value, must have a share price of $5.00 or higher trading on a major exchange, and are subject to margin calls.

A stock loan from AmeriFund Capital Finance, LLC enjoys LTV's greater than 50% of your portfolio's price,  is  "no-recourse" and no calls of any kind. Should the stock value decline while the security is pledged as collateral, you have the option of simply walking away and keeping the proceeds from your loan.

Outright Sale

Margin Loan

Stock Loan Benefits
  • Taxable
  • Loss of upside
  • 100% current market price
  • Non-taxable
  • Margin call
  • Full recourse loan
  • 50% maximum LTV
  • Maintenance requirements
  • Non-taxable
  • No margin calls
  • LTV's from 50%-80%
  • Upsides benefits
  • Limited restrictions on use of proceeds
  • Non marginable securities qualify
  • Private transactions
  • Interest-only payments
  • Flexible terms
  • Fast turnaround times
  • No limitations on size of loan

 

                                      

                                                                                      


         

 

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AmeriFund Capital Finance, LLC. - Hedge current portfolio positions and gain access to capital resources through a stock loan against free trading, aged affiliate or aged non-affiliate securities. Make proper use of your assets while waiting for performance, and hedge your position should the asset move against you. At AmeriFund Capital Finance, we offer non-recourse, no margin call stock loan for 35% - 80% of your stock position's value. Whether you need to borrow cash for personal or business purposes, these loans against stock can be funded within as little as five business days and are available to insiders, non-affiliates and common shareholders of publicly traded companies on the U.S. exchanges, as well as other major foreign exchanges. Big Board or Large Cap stockholders are usually eligible for high LTV's, while Small to Mid-Cap stockholders can receive respectable stock loan LTV's based on exchange, price and liquidity. Stock Loans can be used for yacht and corporate jet financing. With all our stock loans there are no out-of-pocket expenses or up front fees.